In spite of poor or low credit score, you would be accepted since no credit check is performed prior to giving the acceptance. If you are a resident of the United States, your age is more than 18 years and you have a steady employment from which you are making minimum $1,000 per month, then you would be eligible for getting the loan. You must also have a valid account where the money would be credited. At the time of a financial crisis, you should not bother, move ahead and obtain the payday advance loan to satisfy your emergency expenditures.